Loans

Rabun County Bank offers a wide rage of products to fit your borrowing needs. Please feel free to contact one of our Loan Officers to discuss your specific loan requirements. Below are some of the loan services we offer:

Hometown Mortgage

Our mortgage department is simply the best when it comes to finding the right home loan for you. For purchases or refinancing we offer flexible programs and competitive rates, but our outstanding customer service is what really sets us apart. Before you complete an online mortgage loan application with another lender, contact us. We will walk you through the mortgage process and be with you every step of the way. You have better things to do than complete lengthy and complicated online applications. You can spend your time planning the move into your new home!

All of our mortgage loan originators are registered with the Nationwide Mortgage Licensing System.  For more information about the Secure and Fair Enforcement for Mortgage Licensing Act, see our SAFE Act Disclosure.

Personal Loans

  • Auto
  • Boat loans and other recreational vehicles
  • PRA's (Overdraft Protection)
  • Personal Lines of Credit
  • Mobile Homes
Commercial Loans
All type of commercial financing tailored to your business and cash flow patterns. Loan types include:
  • Lines of Credit
  • Inventory or Receivables
  • Mortgages
  • Equipment
Real Estate Loans
Rabun County Bank's experienced staff can recommend the type loan and structure to meet your budget and borrowing needs, including primary and secondary homes, investment and raw land. Other loan types are:
  • Secondary Market Placement
  • Construction
  • Land Purchase
  • Home Improvement
  • Home Equity Lines
  • Refinances
  • Purchases
  • Cash Out Bridge Loans