Checking Accounts

Let our friendly staff help you find the checking account that is right for you. We offer free checking, an interest bearing account, an account designed for our more mature customers, and an account with special features like identity theft protection and insurance coverage. No matter which account you choose, you can enjoy free online banking, free bill pay, free eStatements, and free mobile banking.

FREE CHECKING

  • $100 Minimum Deposit to Open
  • No Monthly Maintenance Fee
  • Unlimited Check Writing

SECURE PLUS CLUB

  • $100 Minimum Deposit to Open
  • No fee for Cashier’s Checks
  • Unlimited Check Writing
  • No Cost for Standard Order of Checks
  • $2,500 Identity Theft Protection
  • $10,000 Accident Death Insurance/Monthly Club Service Charge of $8.
  • 00 Single; $10.00 Family
  • Safe Deposit Box Discount
  • Mature Banking Associates
  • Checking for Persons 55+ Years of Age
  • $2,500 Minimum Deposit to Open
  • $2.00 Monthly Maintenance Fee plus .20 charged for each debit transaction if account balance falls below $500.00 any day during a statement cycle
  • First Order of Standard Checks FREE
  • Interest Bearing Account Compounded and Credited Monthly for Daily Balance of $2,500 or more

INVESTMENT CHECKING

  • $1,000 Minimum Deposit to Open
  • No Monthly Fees or per item withdrawal Fees
  • Unlimited Check Writing
  • Tiered Interest Plans with daily deposit balance
  • of $1,000 or more (interest compounded and credited monthly)

MONEY MARKET GROWTH1

  • $1,000 Minimum Deposit to Open
  • Interest Bearing Account Compounded and Credited Monthly to accounts maintaining a $1,000 daily balance
  • $5.00 Monthly Maintenance Fee if balance falls below $1,000 any day of the statement cycle

REGULAR SAVINGS2

  • $50 Minimum Deposit to Open
  • Interest Bearing Account Compounded Daily and Credited Every Quarter

CHRISTMAS SAVINGS2

  • No Minimum Deposit to Open
  • No Monthly Maintenance Fee
  • Option to have Funds Deposited Directly into Rabun County Bank Checking Account
  • Interest Bearing Account Compounded Daily and Credited Quarterly
  1. Transfers from a Money Market Growth account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle. An excessive fee will be charged for each  withdrawal that exceeds the transaction limitations during a statement cycle.
  2. Transfers from a Regular Savings account or a Christmas Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six per month.  An excessive fee will be charged for each withdrawal in excess of six during a quarter. All Rabun County Bank customers have FREE access to Mobile Banking, QuickLine, our 24/7 automated telephone response system; NetLine, our online banking solution which offers secure, easy access from any computer; electronic statement delivery, and bill payment capabilities (enrolled through NetLine).