Savings Accounts

At Rabun County Bank, we strive to offer products and services to meet the demands of our customers.

Whether it’s regular savings, interest bearing savings, or a Christmas Club account, we have the right account you need. We look forward to doing business with you and will work hard to earn your business.

MONEY MARKET GROWTH1

  • $1,000 Minimum Deposit to Open
  • Interest Bearing Account Compounded and Credited Monthly to accounts maintaining a $1,000 daily balance
  • $5.00 Monthly Maintenance Fee if balance falls below $1,000 any day of the statement cycle

REGULAR SAVINGS2

  • $50 Minimum Deposit to Open
  • Interest Bearing Account Compounded Daily and Credited Every Quarter

CHRISTMAS SAVINGS2

  • No Minimum Deposit to Open
  • No Monthly Maintenance Fee
  • Option to have Funds Deposited Directly into Rabun County Bank Checking Account
  • Interest Bearing Account Compounded Daily and Credited Quarterly
  1. Transfers from a Money Market Growth account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle. An excessive fee will be charged for each  withdrawal that exceeds the transaction limitations during a statement cycle.
  2. Transfers from a Regular Savings account or a Christmas Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six per month.  An excessive fee will be charged for each withdrawal in excess of six during a quarter. All Rabun County Bank customers have FREE access to Mobile Banking, QuickLine, our 24/7 automated telephone response system; NetLine, our online banking solution which offers secure, easy access from any computer; electronic statement delivery, and bill payment capabilities (enrolled through NetLine).