Personal Savings & Money Market Accounts

Find the Right Account for You

Features

Earns Interest
Monthly Maintenance Fee
Withdrawal Stipulations
MONEY MARKET GROWTH $1000 Min dep to open
*1
*1
*1
REGULAR SAVINGS $50 *2
*2
CHRISTMAS SAVINGS $0 No min dep to open
*3
Certificates of Deposit $500 Min dep to open
*4
  1. The interest rate paid on the entire collected balance in your account is tiered and based on your daily balance. You must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed annual percentage yield. A monthly maintenance fee of $5 will be imposed every statement cycle if the balance in the account falls below $1,000 on any day of the cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Transfers from a Money Market Growth account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle. An excessive fee (see Fee Schedule) will be charged for each withdrawal that exceeds the transaction limitations during a statement cycle. Tiered Interest Bearing Account Compounded and Credited Monthly to accounts maintaining a $1,000 daily balance. Add the $5 monthly fee if balance falls below $1000.
  2. Interest will be compounded every day. Interest will be credited to your account every quarter. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Transfers from a Christmas Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six per month. An excessive fee (see Fee Schedule) will be charged for each withdrawal in excess of six during a quarter.
  3. Transfers from a Christmas Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six per month.
  4. Certificates of Deposits – terms are 7 days to 5 years; early withdrawal may result in loss of earned interest and principal.

 

All Rabun County Bank customers have FREE access to Mobile Banking, QuickLine, our 24/7 automated telephone response system; Online Banking, which offers secure, easy access from any computer; electronic statement delivery, and bill payment capabilities (enrolled through Online Banking).